mortgage

Mortgage Broker vs Bank: What’s Better for Perth Borrowers in 2026?

If you’re buying, refinancing or investing in Perth, one of the biggest decisions you’ll make is whether to go direct to a bank or work with a Perth mortgage broker.

Both can get you a home loan. Only one is legally required to act in your best interests — and only one compares lenders across the entire market.

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What the RBA’s New Community Survey Means for Mortgage Holders and First-Home Buyers

The Reserve Bank of Australia (RBA) has released the results of its first Community Survey, providing a nationwide snapshot of how Australians view inflation, interest rates and the broader economy. While economists and policymakers will analyse the findings in detail, the key question for many households is simpler: What do these findings mean for people

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Why More Perth Borrowers Are Choosing a Mortgage Broker

Mortgage Brokers facilitate 8 in 10 home loans in Australia! Buying a property is one of the biggest financial decisions you’ll ever make. Whether you’re purchasing your first home in Alkimos, upgrading to a family home in Joondalup, refinancing in Wanneroo or investing across Perth’s growing suburbs, choosing the right finance can have a lasting

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Mortgage Stress in Australia: How Your Lender Can – and Should – Help

For many Australians, owning a home is the biggest financial commitment they’ll ever make. While buying a home is exciting, rising living costs and higher interest rates have made home ownership increasingly challenging for many families. If you’ve found yourself worrying about your next mortgage repayment, you’re far from alone. The good news is that

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Salary Sacrificing Can Increase Your Borrowing Capacity

When most Australians think about salary sacrificing, they think about tax savings. Super contributions. Novated leases. Fringe benefits….

But from a lending perspective, salary sacrificing can do much more than reduce tax — it can materially change how much you’re able to borrow. And if you work for a not‑for‑profit (NFP) or charity, the impact can be even greater.

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