Wondering how much you can borrow in Perth? Your borrowing capacity may have changed due to interest rates, lending policies, credit card limits and existing debts. Find out what’s influencing your borrowing power and how to maximise your home loan options.
Has Your Borrowing Power Changed? What Perth Buyers Need to Know Read More »
Imagine saving for years to buy a home, only to have your settlement funds transferred to a scammer’s bank account days before settlement. Unfortunately, this isn’t a hypothetical scenario. It has happened to Australian property buyers, often resulting in losses of hundreds of thousands of dollars. As scammers become increasingly sophisticated, even financially savvy people
Scams Awareness Week 2026: What Every Perth Household Should Know Read More »
Buying together has become a more common option for Perth buyers, meaning getting into the property market doesn’t mean earning more or waiting years to build a bigger deposit. It could be about buying differently. As affordability pressures continue to make purchasing a home challenging, more people are considering co-buying — purchasing a property with
Could Buying Together Get You Into the Perth Property Market Sooner? Read More »
The Reserve Bank of Australia (RBA) has released the results of its first Community Survey, providing a nationwide snapshot of how Australians view inflation, interest rates and the broader economy. While economists and policymakers will analyse the findings in detail, the key question for many households is simpler: What do these findings mean for people
What the RBA’s New Community Survey Means for Mortgage Holders and First-Home Buyers Read More »
Mortgage Brokers facilitate 8 in 10 home loans in Australia! Buying a property is one of the biggest financial decisions you’ll ever make. Whether you’re purchasing your first home in Alkimos, upgrading to a family home in Joondalup, refinancing in Wanneroo or investing across Perth’s growing suburbs, choosing the right finance can have a lasting
Why More Perth Borrowers Are Choosing a Mortgage Broker Read More »
If you’re trying to buy your first home in Western Australia, government grants and concessions can save you tens of thousands of dollars upfront—but most buyers don’t fully understand what they’re eligible for. This year has seen a few changes to the different schemes, so here is what you can do in Perth and WA.
2026 Perth First Home Buyer Guide – WA Grants and Incentives Read More »
At a Glance The WA Budget May 2026 places housing affordability front and centre. For Perth first home buyers, the budget introduces expanded stamp duty exemptions, higher grant thresholds and substantial investment in housing supply. At Fox Mortgage Services, we assess every budget through one lens: How does this help West Australians buy or keep
When most Australians think about salary sacrificing, they think about tax savings. Super contributions. Novated leases. Fringe benefits….
But from a lending perspective, salary sacrificing can do much more than reduce tax — it can materially change how much you’re able to borrow. And if you work for a not‑for‑profit (NFP) or charity, the impact can be even greater.
Salary Sacrificing Can Increase Your Borrowing Capacity Read More »
Learn how to increase your borrowing capacity and get home loan approval in Perth with expert mortgage broker tips from Fox Mortgage Services.
Borrowing Capacity & Approval Hacks for Perth Home Buyers Read More »
Home ownership is still achievable for young Australians. Explore schemes and strategies to help you buy your first home sooner.
First Home: How Young Australians Can Still Buy Read More »