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Rates on a Knife’s Edge, Perth Market Turns: What September 2026 Has in Store
Spring has arrived, but this year it brings a cooling market rather than a rush of competition — and an RBA decision that’s genuinely up for grabs. With fresh Cotality HVI data now released, here’s the clearest read on where rates and prices are heading this September. The RBA’s September Call: Still Uncertain The Reserve Bank meets on Tuesday 29 September, and the major banks remain split. The cash rate has held at 4.35% since August. July inflation eased slightly — headline CPI down to 3.5% — but trimmed mean inflation stayed stuck at 3.6%, keeping the Board cautious. Cotality’s latest report reinforces the risk of a hike: “The latest inflation data has added a further layer of downside risk…
Are Property Investors Rethinking Their Strategy After the New Negative Gearing Reforms?
The Federal Government’s negative gearing and CGT reforms have investors across Australia rethinking their strategies. From new-build incentives to SMSF borrowing changes, here’s what’s shifted — and what it means if you’re planning your next investment property in Perth.
Has Your Borrowing Power Changed? What Perth Buyers Need to Know
Wondering how much you can borrow in Perth? Your borrowing capacity may have changed due to interest rates, lending policies, credit card limits and existing debts. Find out what’s influencing your borrowing power and how to maximise your home loan options.
Scams Awareness Week 2026: What Every Perth Household Should Know
Imagine saving for years to buy a home, only to have your settlement funds transferred to a scammer’s bank account days before settlement. Unfortunately, this isn’t a hypothetical scenario. It has happened to Australian property buyers, often resulting in losses of hundreds of thousands of dollars. As scammers become increasingly sophisticated, even financially savvy people can be caught out. This week’s Scams Awareness Week is an important reminder that a few simple checks can make all the difference. This week (24–28 August) is the ACCC’s National Anti-Scam Centre’s Scams Awareness Week, running under the theme“No one’s just a number.” The campaign is designed to encourage Australians to talk openly about scams, how they work, who they target, and how to
Could Buying Together Get You Into the Perth Property Market Sooner?
Buying together has become a more common option for Perth buyers, meaning getting into the property market doesn’t mean earning more or waiting years to build a bigger deposit. It could be about buying differently. As affordability pressures continue to make purchasing a home challenging, more people are considering co-buying — purchasing a property with family members, siblings or even close friends. By combining deposits, incomes and borrowing capacity, co-buying could open the door to a property that may have been difficult to purchase alone. But while it can be a great solution, there’s more to consider than simply splitting the mortgage. 💡 Why Buyers Are Considering Co-Buying There are a few reasons co-buying can make sense. Combine your buying
🏡 Why You Should Check Your Offset Account After ASIC’s Latest Review
ASIC’s recent review into mortgage offset accounts has highlighted a simple but important truth: thousands of borrowers may not be getting the full benefit of their offset, often due to setup issues they didn’t even know existed.
Mortgage Broker vs Bank: What’s Better for Perth Borrowers in 2026?
If you’re buying, refinancing or investing in Perth, one of the biggest decisions you’ll make is whether to go direct to a bank or work with a Perth mortgage broker.
Both can get you a home loan. Only one is legally required to act in your best interests — and only one compares lenders across the entire market.
Perth Property Market Update
Australia’s housing market took a decisive turn in July, with the national Home Value Index falling 0.7% according to the latest data from Cotality — the sharpest monthly decline since late 2022. What began as a Sydney‑Melbourne correction has now broadened across the country, pulling previously resilient markets into negative territory.
What the RBA’s New Community Survey Means for Mortgage Holders and First-Home Buyers
The Reserve Bank of Australia (RBA) has released the results of its first Community Survey, providing a nationwide snapshot of how Australians view inflation, interest rates and the broader economy. While economists and policymakers will analyse the findings in detail, the key question for many households is simpler: What do these findings mean for people managing a mortgage or planning to buy a home? The survey highlights several themes that are directly relevant to homeowners and first-home buyers, particularly as cost-of-living pressures and interest rate uncertainty continue to influence household finances. 📊 What Australians Are Worried About Most Plain Text 1 Cost of Living ████████████████████ 2 Interest Rates ███████████████ 3 Housing Costs █████████████ 4 Economic Outlook ██████████Show more lines The