Home Loans
More Products. More Choice.
Your Local Perth Mortgage Brokers
Whether you are buying your first home, refinancing or investing the sheer choice of lender and getting the right product can be daunting.
At Fox Mortgage Services we take time to understand your situation, what’s important to you.
We provide you with a choice that will meet your needs, prepare your application and see the process all the way through to settlement and beyond.
First purchase
If you are in the market for a new home, let the team at Fox Mortgage Services help you get buy ready, we can assist you.
If you already have a mortgage on your current property, we can assist in working out the best options for you and help you decide whether you can simply port your existing loan to a new property and increase or reduce. Or, if there is a more suitable and cheaper option available.
Property and Suburb Reports
At Fox Mortgages we have access to the same data that the real estate industry use and can provide you up to date information on the property you are looking at and the suburb to give you valuation estimates, sales and on the market data.
Refinance
Feeling unloved by your lender? Does it seem that every mortgage advert shows a rate way lower than what you are getting?
It may be time to look at refinancing. Let Fox Mortgages assess your current loan, work out the costs associated and give you some options based on your needs.
Get in touch today to get back on track with your mortgage.
Debt Consolidation
A debt consolidation loan can combine numerous unsecured debts into one single debt with one payment, one creditor and one interest rate. If you are tired of managing your debts with multiple creditors, fluctuating interest rates and with different payment types, debt consolidation could work for you.
Unsecured debts can include items such as credit cards, store cards, medical bills and utility bills.
A debt consolidation loan can result in:
- One reduced monthly payment
- One reduced fixed interest rate
- Dealing with only one creditor
- Significant savings on interest
- The chance to eliminate your debt.
If your circumstance allows, we would not extend the loan terms of the debts being consolidated, so that you get maximum benefit of the lower interest rate.
Want a review?
It can be daunting, just the thought of going through all your finances and deciding what to do next. At Fox Mortgages we’ve dealt with many clients who feel the same way.
We don’t charge you to review your situation and provide you with a stress-free process. We do all the legwork, all you do is come along to the appointment with a few bits of information and you let us do the hard work.
Get in touch now to book your review with Fox Mortgages.
Posted on Google Christine Joyce Andres26 August 2026Trustindex verifies that the original source of the review is Google. We’re first time home buyers and very complicated situation. Paul got us through! Believe him when he says “don’t stress”Posted on Google Cherry McNicol25 August 2026Trustindex verifies that the original source of the review is Google. ⭐ Exceptional Service, Trusted Advice & Genuine Care We engaged Paul and his team at Fox Mortgages, for our own home finance and, more recently, to help our son with his property journey. Nikki was responsive and excellent to deal with too. They are an exceptional team who are professional, knowledgeable, responsive and genuinely committed to achieving the best outcome for their clients. As parents, it was incredibly reassuring knowing our son was in such capable and trusted hands as we all navigated the options. They made the process simple, clear and stress-free, and we wouldn’t hesitate to recommend them to anyone navigating the property market. We also needed to find a great settlement agent and he put us in touch with Kylie Kershaw from Title Settlement Services who has also been wonderful to deal with I'd highly recommend her services she met with my son and walked him through the settlement process for the first time. Outstanding service, exceptional people and a team that genuinely cares. Highly recommended, thanks again!Posted on Google Sophie J25 August 2026Trustindex verifies that the original source of the review is Google. Paul was absolutely fantastic throughout the whole process. As first time buyers, we had plenty of questions (some probably very silly!) but he was always extremely helpful, patient and happy to explain everything to us. He made the whole mortgage process feel easy and stress free and his team were just as helpful and professional. We couldn’t recommend Paul highly enough and would definitely use him again in the future. Thank you for making our first home buying experience such a positive one!Posted on Google John Muirhead26 July 2026Trustindex verifies that the original source of the review is Google. What can I add to all the recent reviews, not a lot, the other clients have summed up Paul Fox and his team so well. We originally bought our first house in 2019 with Paul's expert guidance and thorough knowledge of the Perth housing market and it was the best experience we could of asked for. Roll on to today and we have refinanced with the help of Paul's expertise, which I may add was simply effortless. Paul and his team go above and beyond to make your experience enjoyable all the way through, from the initial consultation to finally securing your home. I has been a pleasure to have dealt with Paul, he is just a call away and I have used that call on many occasions outwith our dealings for our house, it's always good to catch up with him when I'm in need of some advice and grab a cheeky pint of the black stuff. A true Gentleman, keep up the good work Paul and team.Posted on Google Nicholas Stein16 July 2026Trustindex verifies that the original source of the review is Google. We highly recommend the team at Fox Mortgage Services. They managed our application professionally and efficiently. Always a pleasure to deal with.Posted on Google Rhiannon Porter9 July 2026Trustindex verifies that the original source of the review is Google. Paul and Nikki have been absolutely incredible in helping us secure our first mortgage. We had no idea what we were doing and changed our minds a few times about what we wanted for our first home. The Fox team was there the whole time, patiently guiding us through our options, answering every question, calming my many stressful moments, and ultimately securing us a fantastic home loan. They truly are magic, and we couldn’t recommend them highly enough!Posted on Google Liam Kirwan2 July 2026Trustindex verifies that the original source of the review is Google. Paul and Nikki have been nothing short of brilliant. If you are not religiously inclined but are curious about miracles Paul seems to work them on the regular! Thanks team, we will trust with all our future business. Can’t rate them highly enough.Posted on Google Kirsty Boyle19 June 2026Trustindex verifies that the original source of the review is Google. If we could give Paul and Nikki more than 5 stars we would. As first home buyers we had no clue where to start however from the very initial meeting with Paul we felt we were in good hands. They made every step along the way seamless and easy to understand; keeping us well informed throughout the entire process. We couldn't be happier with the service and we would highly recommend them to anyone in need of a broker.Posted on Google madeline saunders17 March 2026Trustindex verifies that the original source of the review is Google. Fox mortgages were excellent to deal with. Friendly, efficient and always quick to respond. Would definitely recommend 🙂Load more
