If you’re a homeowner in Perth, chances are you’ve had this thought recently: “Do we pour money into this place… or do we cash in and move?” It’s a fair question. Perth’s property market has been one of the standout performers in the country, prices have surged, listings are tight, and interest rates are still […]
Love It or Leave It? Renovate or Move in Perth’s Red-Hot Property Market Read More »
As 2025 wraps up (and into our 10th anniversary year in January 🎉), Perth continues to outpace the nation on prices and demand, even as affordability becomes the defining theme heading into 2026. Below is what’s changed, what stayed the same, and how to plan your next move with confidence.
December Newsletter – Perth Property and Lending Update Read More »
If you’ve been house-hunting in Perth lately, you already know — competition is fierce. Homes are selling within days, open homes are packed, and properties are often snapped up before the weekend’s over.
🏡 How to Make Your Offer Stand Out in the Perth Property Market Read More »
With inflation easing and the Reserve Bank of Australia (RBA) cutting the cash rate three times already in 2025, many homeowners are asking: is now the right time to refinance my home loan?
Is Now a Good Time to Refinance? Read More »
After last month’s surprise rate hold, it was widely anticipated that the Reserve Bank of Australia (RBA) would deliver another dose of relief for mortgage holders. At its August board meeting, the RBA cut the official cash rate by 25 basis points, bringing it down to 3.60%—the lowest level since April 2023.
RBA Decision – What The Rate Cut Means for Your Mortgage and When Your Lender Will Act Read More »
If you’re living in Australia on a temporary visa and dreaming of building your own home, the 2025 changes to the Foreign Investment Review Board (FIRB) rules might actually work in your favour. While the government has tightened restrictions on buying existing homes, it’s actively encouraging foreign residents to contribute to new housing supply.
🏡 Building Your Dream Home in Australia: FIRB Rules for Foreign Residents in 2025 Read More »
If you’re new to the world of property buying, there’s one thing you’ll want to get across early — your credit report.
📄 Credit Reports & Home Loans: What Every Buyer Needs to Know Read More »
Thinking about growing your property portfolio? If you’ve built up some equity in your home—either by paying down your loan or riding the wave of rising property values—you could be in a great position to take your next step: investing.
Investment Property – How to Buy Using Your Home’s Equity Read More »
We’ve all heard it: “You have to get a credit card to build a credit score before you can get a mortgage.” This kind of advice floats around at family BBQs, workplace lunches, and group chats — but here’s the truth: At Fox Mortgage Services, we believe in giving guidance that’s grounded in facts, not
💳 MYTH BUSTED: “You Need a Credit Card to Get a Home Loan” Read More »
Interest rates have dropped, doing the smart thing and maintaining your repayments at their current level can save you thousands…