RBA rate cut February 2025: What and when is your lender changing?

With the first cash rate cut in more than four years. Find out if your lender is passing the cut on, below are the lenders on our panel.

We will update as we receive each lender announcement.

The Reserve Bank of Australia (RBA) has officially cut the cash rate by 25 basis points in February, taking it down from 4.35% to 4.10% p.a.  We anticipate that most lenders will be passing on the full rate cut.

What does a 0.25% interest rate cut mean for my mortgage?

In real terms a 0.25% rate cut will reduce a $500,000 variable rate home loan (with 25 years remaining) by $77 per month.

Not feeling the stress and can afford to maintain your current repayment? See what keeping your loan repayments the same will do to your loan term, check out this blog.

Which banks and lenders will cut variable interest rates?

Above changes are to variable rate home loans.

Looking to review your home loan? Give our team a call on 93049682 or book an appointment here.